JM&A Group Launches Health Captive Program to Support Dealership Partners

March 27, 2025

New comprehensive health plan provides dealerships with cost saving opportunities, enhances recruitment efforts and helps retain top talent.

As part of its ongoing commitment to supporting dealer partners, JM&A Group, one of the leading providers of F&I and training in the automotive industry, has introduced a Health Captive Program as part of its JM&A Group Dealership Insurance Services. This innovative program is designed to help dealership partners provide competitive, cost-effective health benefits that can improve employee retention and recruitment at their locations.

For more than 30 years, JM&A Group Dealership Insurance Services, formerly Fidelity Insurance Agency, has provided a diverse portfolio of insurance products, programs and risk-management services geared toward dealerships’ unique requirements. In addition to the new Health Captive Program, they offer:

  • 401(k) Plans
  • Employee Benefits
  • Risk Management Consulting
  • Cyber Insurance
  • Workers’ Compensation
  • Garage Liability Insurance

“It was our dealer partners who were the inspiration for this initiative,” said Scott Blume, vice president of JM&A Group Dealership Insurance Services. “We don’t believe in one-size-fits-all, so when our dealers came to us in search of a solution, we knew it was time to create one that met our high standards.”

In partnership with Imagine 360, a healthcare provider focused on providing employees with high-quality care at a fair price, JM&A Group’s Health Captive Program takes a holistic approach to employee healthcare by delivering real savings while enhancing access to quality care.

By joining the program, dealer participants can benefit from strong margins and a healthier bottom line, greater flexibility in plan design — including coverage, copays and deductibles — and collaborative risk-sharing for more predictable underwriting, which could lead to a superior savings potential of 15-30%. Beyond these advantages, dealership employees can enjoy lower out-of-pocket costs, deductibles and premiums with no in- or out-of-network restrictions, as well as the potential for $0 copays on brand-name and specialty medication and hospital claims.

“People are at the core of what we do,” said Bill Christie Jr., director of JM&A Group Dealership Insurance Services. “This program reinforces our dealer-first commitment while providing specialized solutions that truly support our partners.”

To explore the Health Captive Program and JM&A Group Dealership Insurance Services’ additional services visit www.jmagroup.com/consulting/dealership-business-insurance.

About JM&A Group
JM&A Group, a leader in the F&I industry for more than 40 years, serves more than 3,800 automotive dealerships nationwide. Comprised of Jim Moran & Associates, Inc. (JM&A), Fidelity Warranty Services, Inc. (FWS), Fidelity Insurance Agency, and Courtesy Insurance Company, it provides a variety of products and services such as F&I training and consulting, vehicle protection plans, used vehicle certification programs, pre-paid maintenance plans and GAP programs. Additionally, the company has more than 800 associates, including a dedicated sales force of 300+ associates who support process implementation for dealer operations and digital sales strategies. National Truck Protection Co. Inc., a division of JM&A Group, is the leading vehicle service contract provider in the commercial truck industry and serves customers across a variety of channels throughout the U.S. and Canada including OEM, independent dealer groups, aftermarket truck resellers, agencies and direct-to-consumer. For more information about JM&A Group’s products and services, call 1-800-553-7146 or visit www.jmagroup.com.

JM&A Group is a division of JM Family Enterprises, Inc., a privately held company with $22.8 billion in revenue and more than 5,000 associates, which is headquartered in Deerfield Beach, Florida. Interact with JM Family on Facebook, Instagram and LinkedIn.

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