JM&A Group

JM&A Group is a company committed to improving automotive dealers’ performance by offering Finance & Insurance products and services, dealership training and consulting. The group of four companies provides nearly 4,000 automotive dealerships and retail automotive outlets, representing virtually all manufacturer makes and models, with a variety of products and services such as:

• New and used vehicle protection plans
• Used vehicle certification programs
• Prepaid maintenance plans
• Guaranteed Asset Protection (GAP) programs
• F&I training for sales, service departments and used car operations and consulting services

JM&A Group offers its customers financial stability and quality retail products and systems to help sell more vehicles, and maximize profitability on vehicle sales and after-sale opportunities.

Fast Facts

Established: 1978

President: Scott Gunnell

Associates: 880

Contracts in Force in 2023: Nearly 14.9 million vehicle-related service and maintenance contracts

Contracts Sold Since Inception: More than 66 million

Approximately one in 10 vehicles in the U.S. includes a JM&A Group product.

Business Locations: JM&A Group and its divisions are located in Deerfield Beach, Florida (headquarters) and St. Louis, Missouri. Multiple field offices are also located throughout the U.S.

2023 Accomplishments:

• $3.1 billion in reserves
• 4,100 nationwide dealers offer JM&A products
• 11,000 dealership associates trained through JM&A Group Consulting Solutions

JM&A Group Subsidiary Companies

Jim Moran & Associates, Inc.

JM&A Group is a company committed to improving automotive dealers’ performance by offering Finance & Insurance products and services, dealership training and consulting. 

Fidelity Warranty Services, Inc.

Established in 1978, Fidelity Warranty Services (FWS) is a major provider of extended service and pre-paid maintenance contracts for virtually all vehicle makes and models. It is the largest provider of service contracts in Florida and one of the largest in the nation. Its popular Toyota Certified program covers the vehicles at Toyota dealerships’ in the Southeast.

Fidelity Insurance Agency, Inc.

Fidelity Insurance Agency (FIA) is an independent agency established in 1988 to provide insurance products and risk management services for retail automotive dealers. Programs include floorplan, vehicle damage and complete garage liability packages.  FIA also offers associate benefit products ranging from group medical to 401(k) retirement plans.

Courtesy Insurance Company

Courtesy Insurance Company (CIC) is a property and casualty company specializing in commercial risk insurance products for retail automotive dealers. CIC’s primary products include Contractual Liability Insurance, which insures obligations assumed under vehicle service contracts; Total Loss Protection contracts, which insure the dealers; risks assumed under Guaranteed Asset Protection (GAP) waivers; and Secure Etch, a theft deterrent product. CIC is currently licensed in 49 states and Puerto Rico, and has been awarded a financial strength rating of A (Excellent) from the A.M. Best Company every year since 2006.

National Truck Protection

National Truck Protection Co. Inc. is the leading vehicle service contract provider in the commercial truck industry and serves customers across a variety of channels throughout the U.S. and Canada including OEM, independent dealer groups, aftermarket truck resellers, agencies and direct-to-consumer.

Affiliated With JM&A Group

Century Warranty Services, Inc.

Century Warranty Services was established in 2002 to develop alternative, non-dealer distribution channels for its products including dealer miss, remarketing and third-party relationships.